A well-planned retirement portfolio should ideally be built around several different income buckets. When combined, those sources aim to produce a sustainable withdrawal rate that supports ...

Target-date strategies continue to be the go-to retirement savings vehicle for US workers, with over $4 trillion in assets invested in these investments at the end of 2024. That’s larger than all but ...

Target-date funds (TDFs) are perhaps the biggest "cheat code" in the investment world. It's a living, breathing portfolio in a single product, providing access to multiple variations of stocks and ...

Core stock holdings for a 401(k) should be broad-based in scope and low-cost. Usually, their goal is to capture market-level returns without excessive risk or fees. Fidelity is the largest 401(k) ...

The recent stock market volatility may have spooked some investors and prompted them to seek safer assets. While risk tolerance is personal, it’s important to not make any rash decisions when it comes ...

Forbes contributors publish independent expert analyses and insights. True Tamplin is on a mission to bring financial literacy into schools. A 401(k) is an employer-sponsored savings plan that allows ...

There’s no shortage of things that can knock retirement savers off track. Bear markets. Panic selling. Market timing. But there’s another less-known landmine: A 401(k) withdrawal rule that ...

If you’re thinking about retiring, you may want to lower your risk. At the moment, a lot of people have too much exposure to stocks and stock funds. And while stocks are attractive long-term ...

The recent stock market volatility may have spooked some investors and prompted them to seek safer assets. While risk tolerance is personal, it’s important to not make any rash decisions when it comes ...

Some asset managers—BlackRock among them—are eager to add private-market investments to retirement plan products, such as target-date funds. Morningstar’s senior principal for multi-asset strategy ...

Historically, private equity has not been among the investment options available for 401(k) plans. But that could soon change, providing a new opportunity for retirement savers — though also one that ...