Learn what a credit card floor limit is, how it works, and see real-world examples. Protect against fraud with insights into credit and debit card transactions.

Discover what a zero balance card is and learn how it can benefit your credit score by reducing debt and managing your credit utilization effectively.

Michelle Lambright Black, Founder of CreditWriter.com and HerCreditMatters.com, is a leading credit expert and personal finance writer with nearly two decades of experience in the credit industry. She ...

A no-annual-fee credit card can be the perfect way to earn valuable rewards at a low cost. Here are all of our favorites ...

Those sweet rewards are only worth it if you can earn the bonus without going into debt. Follow these smart spending tips to get yours. Holly Johnson is a credit card expert and writer who covers ...

Refunds on your credit card will appear as a credit on your account, usually within a week. You will likely lose any rewards you earned with the original purchase. If you don't see a refund within 10 ...

As credit card usage surges, simple hacks around timing, rewards, fees, and repayment can unlock far more everyday value.

These cards offer insurance coverage for damage and loss, and in some cases, they provide elite status with car rental companies.

In most cases, business credit card rewards aren’t taxable. The IRS generally treats rewards earned through spending as rebates, not income, meaning the cashback, points, or miles you earn from ...

Monthly repayments on credit cards reduce your disposable income every month. Use this calculator to find out how to clear a credit card account faster. Free up more cash to spend every month with our ...