Michelle is a lead editor at Forbes Advisor. She has been a journalist for over 35 years, writing about insurance for consumers for the last decade. Prior to covering insurance, Michelle was a ...

Discover how to read and understand your insurance contract with ease. Learn key terms, principles, and tips to ensure you're covered and make informed decisions.

Amy Danise is the former managing editor for the insurance section at Forbes Advisor, which encompasses auto, home, renters, life, pet, travel, health and small business insurance. She is a highly ...

Zack Sigel is a writer and editor based in New York City. He has been managing editor at Policygenius and M1 Finance, where he led teams specialized in writing about business and finance, and he has ...

Across the United States, billions of dollars in life insurance benefits are sitting in limbo because families never realize ...

Find out more about its costs and special features.

Life insurance can help your family replace lost income, pay off large debts and allow you to leave a financial legacy after you die. But it can be complicated. There are lots of different policy ...

When the value of premiums paid by an employer for group life insurance becomes too great, it's treated as income for tax purposes. Imputed income is the term used to describe this excess value, which ...