Learn how vanishing premiums in life insurance use policy dividends to pay premiums, and explore key considerations to avoid common financial pitfalls.

Learn the ins and outs of collateral assignment in life insurance policies, how it secures loans, and what it means for your beneficiaries.

Guaranteed universal life insurance sits between term and whole life insurance, offering lifelong coverage without the hefty price tag of traditional permanent policies. It keeps things simple — fixed ...

Yes, whole life insurance is a type of permanent life insurance and includes a cash value account with a guaranteed minimum rate of growth. Can the cash value of my whole life insurance policy ...

Les Masterson is a deputy editor and insurance analyst at Forbes Advisor. He has been a journalist, reporter, editor and content creator for more than 25 years. He has covered insurance for a decade, ...