PPP loans are fully forgivable if requirements are met. EIDL loans advance up to $15,000 don't require repayment. Other SBA loans must be repaid in full.

Low‑interest lending options are often suited for established businesses and include SBA, bank, credit union and online lenders offering competitive rates

The Trump administration has suspended nearly 7,000 borrowers in Minnesota from small business loans, citing suspected fraud.

The SBA delivered over $44 billion in loans nationwide in FY2025, with $1.2 billion in the Seattle District. Rural lending rose 20%, and manufacturers gained new access to capital under the Made in America Initiative.