Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Erika Rasure is globally-recognized as a leading consumer economics subject matter expert, ...

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. A Social Security number (SSN) is a numerical ID for U.S. citizens and residents to track ...

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Aim to replace 80% of your pre-retirement income to maintain lifestyle post-retirement. Factor in income from Social Security and pensions, not just savings, for retirement funds. Use the 4% rule to ...