Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Drazen Zigic / Getty Images A trade line is created on a borrower’s credit report to track ...

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Doretha Clemons, Ph.D., MBA, PMP, has been a corporate IT executive and professor for 34 ...

Lisa Whitmore is a writer and editor with over 20 years of experience. She's held roles at publications such as Marie Claire, Glamour, CosmoGIRL, and more. William Truswell, MD, FACS, operates his own ...