Most people think winning with money is complicated. It’s not. It’s just hard. I learned that the hard way when I went from millionaire at 26 to broke and starting over with a newborn and a marriage barely hanging on. The truth? There are only a few things you have to do: live on less than you make, stay out of debt, save, invest, and give. Simple to understand. Tough to live out. That’s why having a plan matters. Sharon and I started winning again when we stopped guessing and started telling ou